"would highly recommend you to friends and family!
Lynne & Jim, Thanks for all of your hard work and efforts to get our home sold. The two of you went above and beyond our expectations.....from staging our home, to all of the follow up and "running around" you did on our behalf while we were already relocated to Oregon. I can't tell you what a pleasure it was to know things were being looked after in our absence. We are truly pleased with the working relationship we had, and would highly recommend you to friends and family!
Karen & Terry
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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